Delaware Life partners with BlackRock to offer bitcoin exposure through fixed index annuity

Delaware Life, a prominent provider of retirement solutions, has announced a significant strategic partnership with BlackRock, the world’s largest asset manager, to introduce exposure to Bitcoin within its fixed index annuity (FIA) products. This collaboration marks a major step in bridging the gap between traditional conservative retirement vehicles and the rapidly evolving digital asset market.

The new FIA offering is designed to provide clients with an opportunity for enhanced growth potential by linking returns to a custom-designed index created by BlackRock. This index includes a carefully structured allocation to Bitcoin, managed tactically alongside traditional fixed-income components. This structure allows annuity holders to participate in the potential upside of digital assets without directly purchasing or holding volatile cryptocurrencies.

FIAs are popular among conservative retirement savers because they offer downside protection; the policyholder’s principal is typically protected against market downturns. By integrating Bitcoin exposure through a specialized index, Delaware Life is catering to increasing consumer demand for regulated access to the asset class while maintaining the essential security features of an annuity.

BlackRock’s role involves leveraging its expertise in index creation and risk management to ensure the product remains compliant with strict insurance regulatory standards. This partnership aims to position Delaware Life at the forefront of financial innovation, providing a unique hybrid solution that balances the safety requirements of retirement planning with moderate exposure to high-growth sectors.

Source: Delaware Life partners with BlackRock to offer bitcoin exposure through fixed index annuity